California Is Cracking Down On Uninsured Motorists

California Is Cracking Down On Uninsured Motorists

California Is Cracking Down On Uninsured Motorists

California Is Cracking Down On Uninsured Motorists

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Massive brother is just not enjoying video games anymore. The State of California has applied a brand new system whereby as of October 1, 2006, the DMV begins a scientific evaluation of the 22.4 million non-public automobiles, gentle vehicles and bikes registered within the state.

In case your bike, automotive, truck or different motorized vehicle is discovered to be uninsured you’re going to get a 30 day warning letter. For those who fail to get insurance coverage after that the State will droop you registration. In case you are discovered to be driving and not using a correct registration, your automotive may be seized by the State, and you’ll face fines of as much as $1,000.00.

That is no joke of us. In case you are driving round with out insurance coverage you’ll finally be dinged.

Moreover, insurance coverage suppliers at the moment are required by the State to inform the DMV in case your insurance coverage is canceled or expired.

What does this imply to you? It means in case you are driving round with no insurance coverage you might be screwed. The State will finally catch as much as you. The times of shopping for insurance coverage to get your registration and plates, solely to cancel one month later are over.

For those who get into a motorbike, automotive or different motorized vehicle accident and don’t have any insurance coverage, you face shedding your drivers license for as much as a yr, fines of as much as $2,000.00, and the potential for being hit with a civil judgment which requires you to pay for the injury you’ve got triggered.

The minimal legal responsibility insurance coverage necessities within the State are at present $10,000.00 for property injury, $15,000.00 per particular person, and $30,000.00 per prevalence.

The aim of the legislation is to supposedly make it truthful to the people who do pay for insurance coverage, and to drive down insurance coverage charges. I agree that it’s not truthful that legislation abiding residents pay for insurance coverage whereas 15% of the folks within the State don’t, nevertheless, and as ordinary, the insurance coverage firms will make out like bandits with this new legislation. I significantly doubt that insurance coverage charges will go down.

As a private damage lawyer I can let you know that it pains me to see somebody get hit by an uninsured motorist so it’s good that the State is cracking down on this challenge. Nonetheless to be actually truthful the State ought to power the insurance coverage firms to decrease their charges in return for this legislation.

There may be one different factor to notice; in case you are uninsured and also you get into an accident that’s not your fault, no will solely be capable of recuperate out of pocket losses and that’s it! So as to add insult to damage you would lose your drivers license for 1 yr and need to pay as much as $2,000.00 in fines for driving with out insurance coverage.

The underside line; get legal responsibility insurance coverage. The price of not having insurance coverage is far larger than the price of getting insurance coverage. For those who can not afford legal responsibility insurance coverage; don’t drive!

By Norman Gregory Fernandez, Esq. © 2006

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